Terms & Conditions

Last updated: October 18, 2025

1. Overview

Welcome to Splitrick — a simple, secure way to track and split group expenses. By using Splitrick, you agree to the terms below. These terms are designed to keep Splitrick safe and transparent for all users.

2. Eligibility

Splitrick is intended for personal and group expense tracking. You must be at least 13 years old to use the service. By using Splitrick, you confirm that you have the authority to enter into this agreement.

3. SMS & One‑Time Passcodes (OTP)

Splitrick uses SMS-based one-time passcodes for secure authentication. Message and data rates may apply. We will never send promotional texts. You may reply STOP to opt out or HELP for assistance at any time.

4. Data & Privacy

Your information is used only to provide and improve the Splitrick experience. We do not sell or share your personal data with third parties for advertising purposes. Please refer to our Privacy Policy for full details.

5. Limitation of Liability

Splitrick is provided “as‑is.” We make no warranties, express or implied, regarding availability, accuracy, or fitness for a particular purpose. Splitrick and its developers shall not be held liable for any damages arising from use of the app.

6. Changes to These Terms

We may update these Terms occasionally. The “Last updated” date will always indicate the most recent version. Continued use of Splitrick after changes means you accept the revised terms.

7. Contact

Questions? Email us at Richardkyte1@yahoo.com